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Yonge Street condos, Willowdale detached homes, investor units near York University. North York is three markets in one. I finance all three.
I’m Tony Brar, Mortgage Agent Level 2 with 16+ years in the mortgage business. I’m based in Bolton, Ontario, and North York is one of my busiest areas. When you call, you talk to me. Not a call centre, not a rotating team.
North York changes block by block. High-rise condos cluster along Yonge from Finch to Sheppard. Willowdale and Newtonbrook hold some of the GTA’s priciest detached streets. Near York University and Downsview, investors run student rentals. Each pocket needs a different lending strategy, and I know them all.
I help first-time buyers break into the market, movers trade up to detached, and investors finance rentals that cash flow. Purchases, renewals, refinances, and the tricky files banks turn away, backed by 50+ lenders.
Buying in Willowdale, Newtonbrook, or near North York Centre? I know how lenders treat high-density buildings, occupancy fees, and status certificates. Your approval will be built for condos, not generic houses.
Outgrown the condo? Trading up to a detached home in Lansing or Bayview Village means bridge financing, porting, or timed closings. I map the whole move so you are never stuck between two homes.
Student rentals near York U, condos for cash flow, multi-unit conversions. I structure investor files with the right lenders, the right down payment, and terms that keep your numbers working.
Own in North York? I shop your renewal instead of letting the bank auto-renew you at a markup. Need equity out fast for another purchase? Private and alternative options can move in days, not weeks.
5.0-star Google rating · FSRA Licence #13371 · Dominion Lending Centres Yournesta Financial
Not harder, just different. Lenders check the building’s status certificate, reserve fund, and rental ratio. A few buildings are on lender watch lists. I review the building before you go firm so your financing does not fall apart over paperwork.
Yes. Student rentals can qualify with as little as 20% down through the right lenders, and some count projected rental income. I will show you which lenders like student rentals and how to structure the purchase.
Bridge financing covers the gap when your house purchase closes before your condo sale funds. It is short-term and very doable with enough equity. I will line up the bridge, the new mortgage, and the sale timing in one plan.
Talk to me before you sign anything. The bank’s renewal letter is a starting bid, not a final offer. I compare it against 50+ lenders for free, and most North York owners I help end up with a better rate, better terms, or both.
Prefer to talk it through? Send your details below and I will personally call you back within one business day.
The right mortgage isn’t about chasing rates. It’s about finding the solution that gives you peace of mind. That’s what I deliver.
© 2026 Tony Brar Mortgages. All rights reserved. Dominion Lending Centres Yournesta Financial · FSRA# 13371
Tony Brar – Mortgage Agent Level 2
License #13371
DLC Yournesta Financial
Helping homeowners, buyers, and business owners secure mortgage solutions across the GTA and surrounding areas in Ontario through banks, alternative lenders, and private lending options.
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You could be overpaying by thousands and never know it. I’ll find out for free.
Tell me where you stand. I’ll personally run the numbers and show you exactly what your mortgage is really costing you — and what to do about it.
No spam, no obligation. Just answers.
Helping homeowners, buyers, and business owners secure mortgage solutions across the GTA and surrounding areas in Ontario through banks, alternative lenders, and private lending options.