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Newmarket families want room to grow without Toronto prices. I help buyers land the right home and owners keep more of their money.
I’m Tony Brar, Mortgage Agent Level 2 with 16+ years in the mortgage business. I’m based in Bolton, Ontario, and I help Newmarket buyers and owners every week. When you call, you talk to me. Not a call centre, not a rotating team.
Newmarket is a family town with commuter roots. Stonehaven and Glenway Estates draw move-up buyers, the older core near Main Street has character homes with their own appraisal quirks, and infill is adding options throughout. Prices here reward buyers who are pre-approved and ready to move.
I work with first-time buyers, families trading up, and owners sitting on solid equity. Purchases, renewals, refinances, and the tricky files banks turn away, with 50+ lenders behind me, from major banks to credit unions, monolines, B lenders, and private funds.
Buying your first home or trading up for more space? I will get you pre-approved with real numbers and guide you through every step to closing day. You will know your budget before you fall in love with a house.
Newmarket owners carry some of the GTA’s healthiest equity positions. Do not hand that leverage back to the bank at renewal. I shop your mortgage across 50+ lenders and negotiate terms the bank’s letter never offers.
Need funds for renovations, a rental property, or the kids’ education? Your home’s equity is a tool. I will show you whether a refinance, a HELOC, or a second mortgage fits best, with real math, not sales talk.
Business owners and contractors, your income counts here. Alternative lenders work with bank statements and stated income. And when speed matters, private lending can close in days.
5.0-star Google rating · FSRA Licence #13371 · Dominion Lending Centres Yournesta Financial
It depends on your income, debts, down payment, and the rate you actually qualify for, not the advertised one. I run your real numbers in a pre-approval so you shop with confidence instead of guessing.
It depends on your current rate and how much you need. If your rate is great, a HELOC keeps it intact. If your rate is high anyway, a refinance can do both jobs at once. I will compare both with your numbers.
Not before we talk. Bank renewal letters are priced for the bank’s benefit. I shop every renewal for free, and Newmarket owners are often shocked at how much better the market offer is.
Yes. I’m based in Bolton and serve clients across the GTA, York Region, and Ontario. The whole process works by phone, email, and secure document upload.
Prefer to talk it through? Send your details below and I will personally call you back within one business day.
The right mortgage isn’t about chasing rates. It’s about finding the solution that gives you peace of mind. That’s what I deliver.
© 2026 Tony Brar Mortgages. All rights reserved. Dominion Lending Centres Yournesta Financial · FSRA# 13371
Tony Brar – Mortgage Agent Level 2
License #13371
DLC Yournesta Financial
Helping homeowners, buyers, and business owners secure mortgage solutions across the GTA and surrounding areas in Ontario through banks, alternative lenders, and private lending options.
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You could be overpaying by thousands and never know it. I’ll find out for free.
Tell me where you stand. I’ll personally run the numbers and show you exactly what your mortgage is really costing you — and what to do about it.
No spam, no obligation. Just answers.
Helping homeowners, buyers, and business owners secure mortgage solutions across the GTA and surrounding areas in Ontario through banks, alternative lenders, and private lending options.