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Based in Bolton, Ontario. Get straight answers and sharp rates from a mortgage broker who knows these streets.
I’m Tony Brar, Mortgage Agent Level 2 with 16+ years in the mortgage business. I’m based in Bolton, Ontario, working from 12 Parr Blvd. When you call, you talk to me. Not a call centre, not a rotating team.
Bolton is home base, and every part of it is different. North Hill has established family streets with strong resale history. South Bolton keeps growing with newer builds. Head toward the Caledon rural fringe and you will find estate lots and country properties that play by their own rules.
I help buyers and owners across all of it. Purchases, renewals, refinances, and the tricky files banks turn away. You get small-town service backed by big-lender access, including A lenders, B lenders, and private options.
Buying near the Caledon fringe? Acreages, estate lots, wells, and septics all affect your mortgage. I know which lenders are comfortable with rural properties and how to structure the file so it gets approved.
You deal directly with me from first call to funding. Behind me are 50+ lenders: major banks, credit unions, monoline lenders, B lenders, and private funds. More choice means more leverage for you.
Buying your first home? I will walk you through pre-approval, down payment rules, and closing costs in plain English. You will know your real budget before you fall in love with a house.
Already own in Bolton? Most people just sign the bank’s renewal letter. That is usually a mistake. I shop your renewal against the market and can often beat it. Refinancing can also unlock equity for renovations or consolidating debt.
5.0-star Google rating · FSRA Licence #13371 · Dominion Lending Centres Yournesta Financial
Yes, in most cases. Lenders want the well and septic to meet municipal standards, and some ask for water tests or septic inspections. A few lenders avoid rural files altogether. I place these with lenders who fund them every day, so you are not stuck with a no.
Often, yes. Large lots, outbuildings, and hobby farms can trigger extra appraisals or lender restrictions. Zoning matters too. Talk to me before you go firm so we confirm the property qualifies with an A lender first.
I’m based in Bolton, but I serve clients across the GTA and Ontario. Most of the process happens by phone, email, and secure document upload. Local clients are also welcome to meet me in person at 12 Parr Blvd.
Absolutely. The bank’s first offer is rarely its best. I have seen renewals beaten by meaningful margins simply by shopping them. The review is free, and it could save you thousands over your term.
Prefer to talk it through? Send your details below and I will personally call you back within one business day.
The right mortgage isn’t about chasing rates. It’s about finding the solution that gives you peace of mind. That’s what I deliver.
© 2026 Tony Brar Mortgages. All rights reserved. Dominion Lending Centres Yournesta Financial · FSRA# 13371
Tony Brar – Mortgage Agent Level 2
License #13371
DLC Yournesta Financial
Helping homeowners, buyers, and business owners secure mortgage solutions across the GTA and surrounding areas in Ontario through banks, alternative lenders, and private lending options.
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You could be overpaying by thousands and never know it. I’ll find out for free.
Tell me where you stand. I’ll personally run the numbers and show you exactly what your mortgage is really costing you — and what to do about it.
No spam, no obligation. Just answers.
Helping homeowners, buyers, and business owners secure mortgage solutions across the GTA and surrounding areas in Ontario through banks, alternative lenders, and private lending options.